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Borrow Money

Get those emergency repairs done today by borrowing from a reliable loan broker - WeLoans

How Much Do You Need?

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Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

Borrow Money and Sort Out Those Emergency Bills!

Borrowing some money can help you tide over emergencies comfortably. Obtaining some loans within the same day gives you even better soft landing.

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What Are My Options If I Need to Borrow Money in the UK?

There are several options to consider when borrowing money in the UK. The best option may depend on the loan amount, length of repayment window, your credit score and how soon you need the loan. Here are the most commonly explored options:

  • Credit cards

    Credit cards

    If you have a healthy credit rating and are looking to borrow just a few hundreds, then an overdraft or credit card are good options to look at. There are no application fees involved and zero interest rate if you pay off your entire balance by month end.

  • Payday Loans

    Payday Loans

    Payday loans are a good alternative for persons who need to take care of a few bills before their next payday.

    Perhaps, your monthly income can take care of a certain bill but there's no provision for that expense in your budget; you may just get a payday loan.

  • Bad Credit Loans

    Bad Credit Loans

    Bad credit loans are best suited for borrowers with a low credit score. In lending out money to people with bad credit, other factors like their employability status, income stability, and income equity are prioritised over their credit score.

  • Same Day Loans

    Same Day Loans

    Same day loans are emergency funds disbursed within 24 hours from when you apply. They are usually unsecured, hence, a good consideration to make if you have no valued asset to drop as collateral.

  • Quick loans

    Quick loans

    A quick loan is another loan alternative to consider when you are in an emergency. Just like the name suggests, you get your loan quickly; in under 60 minutes. They are disbursed faster than payday or same day loans which may take a day to sort out.

  • Personal loans

    Personal loans

    A personal loan is an excellent consideration for people trying to consolidate a debit, take care of emergency medical bills, sort wedding celebration bills and everything in between. Most often than not, they are unsecured, that is, they are not backed by collateral.

Where Can I Borrow Money?

  • Bank


    Banks are one of the most traditional sources of loans for individuals and businesses looking to borrow some money. They offer a number of borrowing options to prospective customers - construction loans, personal loans and mortgage products. However, the application can be a tad too time-consuming and may need securing with a collateral.

  • Government


    The UK government and its sister agencies is another loan option a number of businesses consider. The interest rates are somewhat favourable too. However, not everyone qualifies for government loans. In most cases, there are asset and income requirements to be met. The paperwork can also be daunting.

  • Online Direct Lenders

    Online Direct Lenders

    Direct lenders can borrow you up to a few thousands and may put aside restrictive requirements like your credit score. However, you could be scammed or run into some trouble if you deal with a lender who is not FCA-accredited.

  • BOnline Loan Brokers

    Online Loan Brokers

    Online loan brokers like WeLoans will link you up only with reliable and accredited lenders. Also, they run only soft credit searches on your credit history. Soft credit searches do not affect the borrower's credit score. Finally the interest rates are very favourable, and the acceptance rate high.

Why is WeLoan the Best Option for You?

  • Partnered with Reputable Lenders

    Partnered with Reputable Lenders

    We partner with FCA-accredited lenders with the financial capability to relieve you of your emergency costs and cash worries. With years of experiences, lenders within our network are reputable creditors that aimed to provide high standard loan services for our customers.

  • Bank-level Confidentiality

    Bank-level Confidentiality

    Your data is protected with several layers of security protocol. All data entered in the site is communicated from your browser to our platform's server via a 256-bit long encryption key, which means such data cannot be preyed upon by a third-party. We also don't store, share or sell your data to survey sites.

  • Loan Tailored to You

    Loan Tailored to You

    Our loan packages are designed and customised to suit individual needs and preferences. For instance, how do you want to pay? We could get you bi-weekly, monthly or quarterly instalment payments. No credit score? Loan amount above £3k? We have packages tailored to your situation.

  • No Hidden Fees

    No Hidden Fees

    We charge no interest rates or subscription fees for matching you with our partner lenders. These fees are not masked in the interest rates our lenders charge you either. No hidden fees whatsoever.

  • Higher Amount

    Higher Amount

    With most loan brokers, you can get a few hundreds to a thousand pounds. Only very few can fetch you more. WeLoans is such. We can help you get loan amounts up to £5,000. It's therefore not surprising we're the go-to loan broker for businesses that need cash for capital-intensive projects.

  • Bad Credit Okay

    Bad Credit Okay

    People with bad credit usually have a hard time getting loans. Only very few lenders are fine with taking on such high-risk loanees. WeLoans considers people with bad credit or no credit at all by running affordability checks instead. Your ability to repay is prioritised over what your credit file or history says.

How Does WeLoan Work?

Everyone can testify to how crushing cash worries can be.

To ease your tension, we've simplified the process and made it as easy as ABC even for loan application newbies.

  • Easy Application

    Our application process is pretty straightforward and completely online. Kickstart the application process by filling out the form and we'll take it on from there. In no time, you should be matched with a willing lender. Our platform is easy to navigate and its UI, very mobile-friendly.

  • Take Our Offer

    Unlike what it's obtainable with several other loan brokers, we make a decision in minutes. If approved, you will be sent a quote. In making a decision, the lenders would typically go through your debit card statements, credit history etc. But not to worry, these credit history searches are soft credit checks.

  • Instant Money

    Expect to get the approved loan amount anytime from when you agree to the loan terms and conditions. Our terms, conditions are usually fair and the interest rates competitively priced. There are no hidden fees or costs either. The exact time you get your cash may however still depend on your bank's money processing speed.

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How Much Money Can I Borrow?

Your finances can take a serious hit when your expenses eclipse your income. But another huge expense staring you in the face is not enough reason to sentence yourself to the gallows. You can borrow some money up to several thousands and get it within 24 hours, thanks to WeLoans. However, what you can borrow depends on a number of factors like the loan amount you are requesting, income equity, assets and how much you can afford in general.


  • 1. How Fast Can I Get My Money?

    You can get your cash anytime from when you agree to the terms and conditions listed on the quote the lender provides you. The exact time you get the money would usually depend on a few external factors like whether it's a weekday or weekend and your bank's processing speed.

  • 2. Am I Eligible for Borrowing?

    Anyone who's over eighteen (18) years of age is eligible to borrow money in the UK. But not without being a UK resident, having a regular income, a UK bank account with a debit card, and income paid directly into your bank account as well. You can borrow up to your credit limit if all these requirements are satisfied.

  • 3. Do I Need a Guarantor When Borrowing Money?

    Quick answer, no. You do not necessarily need a guarantor when borrowing money via a loan broker like WeLoans. We'd connect you with one of the numerous reliable, FCA-accredited lenders on our network willing to lend individuals without a guarantor some money. Just show your ability to repay and your application will pass.

Borrow Money Online Instantly!

Banks can lend you some money but not without having a near-perfect credit score and going through their tedious application process.

WeLoans is offering you a simpler, and easily-accessible alternative.

Apply now
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